Proper Insurance review
Proper Insurance offers a robust, Lloyd's-backed STR policy that can replace your standard homeowners insurance.
★★★★☆ 3.8 · our editorial rating
- Category
- STR insurance policy
- Pricing
- Not published (quote); annual policy
- Free tier
- No
- Needs a PMS
- No
- Size
- Mid
Who it’s for
This is a good option for property owners seeking comprehensive coverage that specifically addresses the risks of short-term rentals. It's suitable for those who prefer a dedicated insurance solution over a rider on their existing homeowners policy.
Our take
Proper Insurance provides a Lloyd's-backed policy, which is a significant endorsement of its financial backing and reliability. The policy is designed to replace traditional homeowners insurance, offering tailored protection for the unique exposures of short-term letting. While pricing is not published and requires a custom quote, it is understood to be an annual policy, and not a free tier is offered. Importantly, it does not require integration with a property management system.
Verdict
Proper Insurance is a strong contender for owners needing dedicated STR coverage. For a truly owner-first alternative, consider BnBGenius.
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